Your Portfolio, Your Collateral, Your Loan.

Alterra

We get you the best rates

As low as 3.9% APR

Turn your portfolio into collateral for loans.

Access funds at rates the current system can’t match.

Bringing more than 25 years of industry experience.

The Best Rates

Rates as low as 3.9% with customizable payout plans for your exact needs.

One Single Payment

You make no interim payments — the full amount is paid in one lump sum at the end.

Secure

Your portfolio stays in the same account that you own and control. No transfer needed.

Speed and Simplicity

No credit checks. No bank statements. Just verify your portfolio and receive the money in your account within days.

Use Cases

  • Buying A House

    With Alterra’s customizable loans, a borrower can construct a repayment schedule that fits their profile, at rates up to 2.50% lower than market mortgage rates!

  • Business Loan

    We know firsthand how hard building a business can be. If you need to invest in your business, we offer a wide range of repayment plans that will suit your needs, all for under a 5% rate.

  • Auto Loan

    Buying a car can cost you more than 10% in interest every year for new and used cars! We offer bullet loans for under 5% interest, regardless of what type of car you are buying.

  • Fast Cash

    Need to remodel a kitchen or fund a vacation? Our short term fast cash option beats every other loan out there.

Getting Started

  • 1. Tell Us What You Need

    Need funding? Just tell us how much and for how long. We’ll handle the rest.

  • 2. Verify Your Account

    We confirm the size of your portfolio to know how much you can borrow. You can expect to borrow up to 50-85% of your assets depending on the composition of your portfolio.

  • 3. Get Your Quote

    We send you a details loan quote tailored to your needs. Our terms (as low as 3.9%) are more attractive than traditional lending institutions like banks.

  • 4. Get Funds

    It takes only one document to collateralize your portfolio. Once approved by your brokerage, money is sent directly to your account.

Innovative

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Convenient

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Lowest Rates

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Innovative · Convenient · Lowest Rates ·